Apply for Financing



Important Notice

This on-line financing application service is for U.S. residents only (applying as individuals or joint applicants, not as businesses). This is an official financing application and, as such, a credit bureau inquiry under your name will be processed each time you submit an application. Any financing approval is valid at your selected MINI Dealer only and is subject to finalization of vehicle selection and financing structure by your chosen MINI Dealer. If a higher financing amount is required, additional information may be requested by your MINI Dealer.

Application or approval for financing is not a guarantee of availability of a particular vehicle. Contact your MINI Dealer for exact inventory availability.

Before submitting your application, please review it for accuracy.

Application Type
NOTE: By selecting 'With Co-Applicant', both the applicant and the co-applicant agree that they intend to apply for 'joint credit'.

Please take a few minutes to supply us with the following information, making sure it is both accurate and complete. Required fields are noted with an asterik (*). When you are finished, click the "Continue" button at the bottom of the page.

The following errors were found when saving your application. Please correct them and try again.

Personal Information

111-11-1111 333-555-8888 Yes No

Address Information

Financial Information

Alimony, Child Support, or separate maintenenace income need not be disclosed if you do not wish to have it considered as a basis for paying this obligation.

Co-Applicant Personal Information

111-11-1111 333-555-8888 Yes No

Co-Applicant Address Information

Co-Applicant Financial Information

Alimony, Child Support, or separate maintenenace income need not be disclosed if you do not wish to have it considered as a basis for paying this obligation.

Dealer Information

Find Dealer
Please select a dealer before proceeding.

Vehicle Selection and Product Information

The amounts above are estimates for informational purposes only and do not necessarily reflect the actual terms we may offer you. The estimates are based on the selected model’s base price MSRP with no options added and the Estimated Trade-In Value and Down Payment you entered. The actual monthly payments and other financing terms for which you qualify may be different based upon actual trade-in value, down payment, model, state selected, and creditworthiness. Contact your MINI Dealer to determine your actual monthly payment and other financing terms. All offers are subject to final credit approval and verification of identity.

Estimates for Traditional Finance are based on an Annual Percentage Rate (APR) that assumes an excellent credit rating, and may not be available through MINI Financial Services. Estimates for MINI Select or Owner’s Choice, reflect an APR that assumes an average credit rating. Not all customers will qualify for the rates used to calculate the estimates.

A security deposit is required on lease transactions and an extra charge may be imposed at the end of the lease term. Not all terms and leasing options are available in all areas. Lease rates may vary based on the creditworthiness. Not all customers will qualify for the lowest lease rates. Lease rates may not measure the overall cost of financing a lease.

Confirmation Page

The following errors were found when validating your application:
Validating your application

Confirmation Page

By submitting this application, I certify that the information I provided in this application is true and correct to the best of my knowledge. I authorize MINI Financial Services, a group that includes various entities offering different financial services products, to request information from me and to make whatever inquiries you consider necessary and appropriate (including requesting a consumer report from consumer reporting agencies) in considering this application and for the purpose of any updates, renewals, extensions of credit or leases, reviewing or collecting my account, offering me other products and services for which I may qualify, or for any other lawful purpose. MINI Financial Services will rely on this information in deciding whether to approve the financing requested. My application will be considered by the appropriate entity in the MINI Financial Services group depending on the type of financing I request. If I change the type of financing that I am requesting, I thereby request that a second entity in your group offering the requested type of financing consider my application; and I consent to both entities reviewing my credit report. I understand that various communications from the entity to me may be conducted under your group name MINI Financial Services. I authorize MINI Financial Services to share information with its affiliates about its credit experience with me. I understand that MINI Financial Services will retain this application whether or not it is approved.

I understand you use automatic telephone dialing systems, prerecorded/artificial voice messages and text or email messages to communicate with your customers. I expressly consent to receive autodialed calls, prerecorded/artificial voice messages, and text or email messages from you or third parties that work for you, using any telephone number or email address I have provided to you, including any number or email address provided on this application, even if that number is for wireless telephone and/or using that number results in charges to me by a telecommunications company.


IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCCOUNT: Federal law requires all financial institutions to obtain, verify, and record information that indentifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


  • CALIFORNIA RESIDENTS: A married applicant may apply for an individual account.
  • OHIO RESIDENTS: Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
  • NEW YORK RESIDENTS: Upon your request, you will be informed whether or not a consumer report was requested, and if so, the name and address of the agency that furnished such report.
  • MARRIED WISCONSIN RESIDENTS: Wisconsin law provides that no provision of any marital property agreement, or unilateral statement or court order applying to marital property will adversely affect a creditor’s interests unless, prior to the time that the credit is granted, the creditor is furnished with a copy of the agreement, statement or decree, or has actual knowledge of the adverse provision.
  • MASSACHUSETTS RESIDENTS: Massachusetts law prohibits discrimination on the basis of marital status or sexual orientation.

By submitting this application, I agree that I have read and understand the information and notices on This Confirmation Page.

By submitting this application, I the cosigner, agree that I have read and understand the information and notices on This Confirmation Page.

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