MINI Financial Services provides an easy way for you to begin your on-line credit application process.
In order to complete the application you will need the following information for yourself and your co-applicant, if applicable:
Your application will be encrypted for security, transmitted to MINI Financial Services for processing.
If you submit your application during normal business hours (Monday - Friday, 8am-5pm EST), you will receive an e-mail decision from MINI Financial Services within 4 hours of your submission.
On the same business day after submitting your application your MINI Dealer will automatically receive the credit decision.
If approved, your approval will remain valid so long as you complete the financing transaction and take delivery of your vehicle within 60 days from date of application.
Please be sure to contact your selected MINI Center after you have received your credit decision. Your MINI Center is the final and most important step in ensuring you become a proud MINI customer.
After you have submitted your credit application to MINI Financial Services, we will review your information from one of the major credit bureaus, and arrive at a decision. This decision will be e-mailed to you within 24 hours if you have submitted your application during normal business hours (Monday - Friday, 8am - 5pm, EST).
Credit bureaus routinely collect and maintain information from credit card companies, banks, and department stores about your payment history and use it to compile your credit report.
Once you have received your credit decision, the most important step is to visit your selected MINI Dealer. If you were declined for credit with MINI Financial Services, you may still visit your MINI Dealer to discuss other vehicle and financing options that may be available to you.
Your MINI Dealer will have your credit application on file. The MINI Dealer will work with you on securing the right vehicle and financing options available for you.
To complete the sales transaction, you will need to present the following to your MINI Dealer